Call reports 2005
BANK OF WISCONSIN DELLS — 2005
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 275,010,000 | 276,006,000 | 281,019,000 | 284,222,000 |
| Total loans | 213,265,000 | 213,369,000 | 212,074,000 | 217,007,000 |
| Allowance for loan losses | 2,764,000 | 2,767,000 | 2,805,000 | 2,768,000 |
| Securities available for sale | 41,142,000 | 41,229,000 | 46,587,000 | 44,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,741,000 | 239,712,000 | 251,392,000 | 253,631,000 |
| Interest-bearing deposits | 223,891,000 | 214,772,000 | 226,004,000 | 231,525,000 |
| Noninterest-bearing deposits | 19,850,000 | 24,940,000 | 25,388,000 | 22,107,000 |
| Equity capital | 24,439,000 | 25,551,000 | 26,577,000 | 25,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,650,000 | 7,767,000 | 12,026,000 | 16,375,000 |
| Interest expense | 1,209,000 | 2,565,000 | 4,131,000 | 5,896,000 |
| Net interest income | 2,441,000 | 5,202,000 | 7,895,000 | 10,479,000 |
| Noninterest income | 308,000 | 475,000 | 975,000 | 1,299,000 |
| Noninterest expense | 1,454,000 | 2,867,000 | 4,359,000 | 5,925,000 |
| Provision for loan losses | 34,000 | 64,000 | 94,000 | 209,000 |
| Pretax income | 1,340,000 | 2,834,000 | 4,477,000 | 5,704,000 |
| Income tax | 419,000 | 903,000 | 1,458,000 | 1,847,000 |
| Net income | 921,000 | 1,931,000 | 3,019,000 | 3,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,363,000 | 25,372,000 | 26,460,000 | 25,373,000 |
| Total capital | 27,127,000 | 28,139,000 | 29,265,000 | 28,141,000 |
| Risk-weighted assets | 233,939,000 | 234,204,000 | 233,651,000 | 238,256,000 |