Call reports 2004
BANK OF WISCONSIN DELLS — 2004
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 258,568,000 | 274,211,000 | 264,949,000 | 271,499,000 |
| Total loans | 199,909,000 | 208,942,000 | 205,593,000 | 211,462,000 |
| Allowance for loan losses | 3,010,000 | 2,800,000 | 2,701,000 | 2,741,000 |
| Securities available for sale | 41,551,000 | 39,662,000 | 43,733,000 | 41,776,000 |
| Securities held to maturity | 1,000,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,761,000 | 243,250,000 | 237,932,000 | 243,040,000 |
| Interest-bearing deposits | 204,190,000 | 217,473,000 | 209,373,000 | 215,588,000 |
| Noninterest-bearing deposits | 24,571,000 | 25,777,000 | 28,559,000 | 27,451,000 |
| Equity capital | 24,013,000 | 23,854,000 | 25,175,000 | 23,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,458,000 | 7,046,000 | 10,648,000 | 14,341,000 |
| Interest expense | 891,000 | 1,785,000 | 2,703,000 | 3,765,000 |
| Net interest income | 2,567,000 | 5,261,000 | 7,945,000 | 10,576,000 |
| Noninterest income | 308,000 | 691,000 | 1,027,000 | 1,366,000 |
| Noninterest expense | 1,462,000 | 2,782,000 | 4,203,000 | 5,810,000 |
| Provision for loan losses | 18,000 | 56,000 | 164,000 | 487,000 |
| Pretax income | 1,395,000 | 3,111,000 | 4,602,000 | 5,642,000 |
| Income tax | 426,000 | 1,003,000 | 1,462,000 | 1,752,000 |
| Net income | 969,000 | 2,108,000 | 3,140,000 | 3,890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,189,000 | 23,702,000 | 24,674,000 | 23,442,000 |
| Total capital | 25,966,000 | 26,502,000 | 27,375,000 | 26,183,000 |
| Risk-weighted assets | 221,960,000 | 231,933,000 | 225,764,000 | 230,240,000 |