Call reports 2003
BANK OF WISCONSIN DELLS — 2003
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 236,771,000 | 252,538,000 | 262,660,000 | 258,397,000 |
| Total loans | 180,345,000 | 191,292,000 | 186,899,000 | 184,687,000 |
| Allowance for loan losses | 2,346,000 | 2,413,000 | 2,533,000 | 3,028,000 |
| Securities available for sale | 41,765,000 | 43,629,000 | 43,905,000 | 44,686,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,900,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,499,000 | 222,939,000 | 236,589,000 | 231,899,000 |
| Interest-bearing deposits | 191,885,000 | 195,859,000 | 207,814,000 | 206,245,000 |
| Noninterest-bearing deposits | 18,614,000 | 27,080,000 | 28,775,000 | 25,654,000 |
| Equity capital | 22,648,000 | 23,773,000 | 24,654,000 | 22,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,535,000 | 7,029,000 | 10,899,000 | 14,285,000 |
| Interest expense | 1,083,000 | 2,111,000 | 3,096,000 | 4,008,000 |
| Net interest income | 2,452,000 | 4,918,000 | 7,803,000 | 10,277,000 |
| Noninterest income | 285,000 | 658,000 | 985,000 | 1,265,000 |
| Noninterest expense | 1,173,000 | 2,485,000 | 3,741,000 | 5,324,000 |
| Provision for loan losses | 30,000 | 103,000 | 239,000 | 787,000 |
| Pretax income | 1,534,000 | 2,988,000 | 4,808,000 | 5,431,000 |
| Income tax | 492,000 | 986,000 | 1,645,000 | 1,697,000 |
| Net income | 1,042,000 | 2,002,000 | 3,163,000 | 3,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,894,000 | 22,854,000 | 24,015,000 | 22,345,000 |
| Total capital | 24,240,000 | 25,267,000 | 26,548,000 | 24,941,000 |
| Risk-weighted assets | 198,453,000 | 209,927,000 | 207,628,000 | 207,240,000 |