Call reports 2002
BANK OF WISCONSIN DELLS — 2002
What BANK OF WISCONSIN DELLS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 215,710,000 | 227,606,000 | 242,747,000 | 237,660,000 |
| Total loans | 163,320,000 | 173,005,000 | 168,599,000 | 177,303,000 |
| Allowance for loan losses | 2,119,000 | 2,151,000 | 2,190,000 | 2,356,000 |
| Securities available for sale | 29,029,000 | 27,728,000 | 35,967,000 | 40,056,000 |
| Securities held to maturity | 5,000,000 | 4,000,000 | 6,000,000 | 4,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,074,000 | 204,216,000 | 218,552,000 | 212,881,000 |
| Interest-bearing deposits | 176,665,000 | 183,156,000 | 195,546,000 | 191,359,000 |
| Noninterest-bearing deposits | 16,409,000 | 21,060,000 | 23,006,000 | 21,522,000 |
| Equity capital | 20,544,000 | 21,527,000 | 22,668,000 | 21,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,368,000 | 6,886,000 | 10,482,000 | 14,034,000 |
| Interest expense | 1,343,000 | 2,667,000 | 4,051,000 | 5,262,000 |
| Net interest income | 2,025,000 | 4,219,000 | 6,431,000 | 8,772,000 |
| Noninterest income | 260,000 | 535,000 | 876,000 | 1,218,000 |
| Noninterest expense | 1,106,000 | 2,403,000 | 3,586,000 | 5,063,000 |
| Provision for loan losses | 51,000 | 105,000 | 193,000 | 456,000 |
| Pretax income | 1,159,000 | 2,277,000 | 3,559,000 | 4,502,000 |
| Income tax | 371,000 | 718,000 | 1,127,000 | 1,330,000 |
| Net income | 788,000 | 1,559,000 | 2,432,000 | 3,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,279,000 | 21,049,000 | 21,923,000 | 20,852,000 |
| Total capital | 22,398,000 | 23,200,000 | 24,113,000 | 23,208,000 |
| Risk-weighted assets | 182,098,000 | 192,517,000 | 192,155,000 | 196,399,000 |