Call reports 2024
HIGH COUNTRY BANK — 2024
What HIGH COUNTRY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 464,422,000 | 481,290,000 | 496,808,000 | 499,482,000 |
| Total loans | 380,567,000 | 396,292,000 | 410,660,000 | 417,903,000 |
| Allowance for loan losses | 3,967,000 | 4,617,000 | 4,396,000 | 4,449,000 |
| Securities available for sale | 59,157,000 | 58,242,000 | 58,009,000 | 56,947,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,482,000 | 390,651,000 | 411,955,000 | 414,948,000 |
| Interest-bearing deposits | 279,097,000 | 293,829,000 | 311,257,000 | 350,025,000 |
| Noninterest-bearing deposits | 99,385,000 | 96,822,000 | 100,698,000 | 64,923,000 |
| Equity capital | 40,196,000 | 40,318,000 | 41,860,000 | 41,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,332,000 | 12,977,000 | 20,096,000 | 27,237,000 |
| Interest expense | 1,523,000 | 3,239,000 | 5,131,000 | 6,855,000 |
| Net interest income | 4,809,000 | 9,738,000 | 14,965,000 | 20,382,000 |
| Noninterest income | 393,000 | 830,000 | 1,290,000 | 1,633,000 |
| Noninterest expense | 3,788,000 | 7,938,000 | 12,062,000 | 16,735,000 |
| Provision for loan losses | 300,000 | 950,000 | 1,350,000 | 1,400,000 |
| Pretax income | 1,152,000 | 1,718,000 | 2,881,000 | 3,969,000 |
| Income tax | 258,000 | 375,000 | 630,000 | 870,000 |
| Net income | 894,000 | 1,343,000 | 2,251,000 | 3,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,196,000 | 43,095,000 | 43,373,000 | 43,621,000 |