Call reports 2022
HIGH COUNTRY BANK — 2022
What HIGH COUNTRY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 452,603,000 | 456,170,000 | 462,315,000 | 440,094,000 |
| Total loans | 303,693,000 | 299,578,000 | 304,049,000 | 320,703,000 |
| Allowance for loan losses | 2,724,000 | 2,714,000 | 2,725,000 | 2,880,000 |
| Securities available for sale | 41,472,000 | 61,254,000 | 67,299,000 | 69,193,000 |
| Securities held to maturity | 11,000 | 9,000 | 8,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,393,000 | 414,447,000 | 421,143,000 | 398,004,000 |
| Interest-bearing deposits | 270,373,000 | 267,851,000 | 275,130,000 | 266,370,000 |
| Noninterest-bearing deposits | 140,020,000 | 146,596,000 | 146,013,000 | 131,634,000 |
| Equity capital | 39,815,000 | 38,646,000 | 38,620,000 | 39,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,360,000 | 8,912,000 | 13,860,000 | 19,099,000 |
| Interest expense | 106,000 | 216,000 | 368,000 | 626,000 |
| Net interest income | 4,254,000 | 8,696,000 | 13,492,000 | 18,473,000 |
| Noninterest income | 694,000 | 1,286,000 | 1,772,000 | 2,255,000 |
| Noninterest expense | 3,714,000 | 7,678,000 | 11,313,000 | 14,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,234,000 | 2,304,000 | 3,951,000 | 5,797,000 |
| Income tax | 289,000 | 527,000 | 900,000 | 1,320,000 |
| Net income | 945,000 | 1,777,000 | 3,051,000 | 4,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,057,000 | 41,338,000 | 42,062,000 | 42,888,000 |