Call reports 2021
HIGH COUNTRY BANK — 2021
What HIGH COUNTRY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 378,663,000 | 404,597,000 | 435,148,000 | 452,763,000 |
| Total loans | 272,207,000 | 288,393,000 | 298,872,000 | 304,155,000 |
| Allowance for loan losses | 3,117,000 | 2,718,000 | 2,721,000 | 2,723,000 |
| Securities available for sale | 33,742,000 | 36,821,000 | 39,486,000 | 41,662,000 |
| Securities held to maturity | 21,000 | 19,000 | 16,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,640,000 | 362,456,000 | 391,212,000 | 409,130,000 |
| Interest-bearing deposits | 224,660,000 | 235,482,000 | 254,331,000 | 267,790,000 |
| Noninterest-bearing deposits | 113,980,000 | 126,974,000 | 136,881,000 | 141,340,000 |
| Equity capital | 36,690,000 | 38,668,000 | 40,367,000 | 40,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,162,000 | 8,412,000 | 13,303,000 | 17,799,000 |
| Interest expense | 226,000 | 325,000 | 426,000 | 532,000 |
| Net interest income | 3,936,000 | 8,087,000 | 12,877,000 | 17,267,000 |
| Noninterest income | 1,237,000 | 2,336,000 | 3,323,000 | 4,127,000 |
| Noninterest expense | 3,419,000 | 7,039,000 | 10,642,000 | 14,286,000 |
| Provision for loan losses | 0 | -400,000 | -400,000 | -400,000 |
| Pretax income | 1,754,000 | 3,784,000 | 5,958,000 | 7,508,000 |
| Income tax | 413,000 | 897,000 | 1,416,000 | 1,782,000 |
| Net income | 1,341,000 | 2,887,000 | 4,542,000 | 5,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,401,000 | 38,397,000 | 40,053,000 | 40,661,000 |