Call reports 2018
HIGH COUNTRY BANK — 2018
What HIGH COUNTRY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 260,443,000 | 264,271,000 | 275,278,000 | 267,460,000 |
| Total loans | 193,142,000 | 204,268,000 | 201,810,000 | 205,209,000 |
| Allowance for loan losses | 1,416,000 | 1,468,000 | 1,472,000 | 1,434,000 |
| Securities available for sale | 34,682,000 | 33,666,000 | 34,558,000 | 34,983,000 |
| Securities held to maturity | 820,000 | 813,000 | 558,000 | 554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,416,000 | 237,228,000 | 247,971,000 | 239,330,000 |
| Interest-bearing deposits | 185,261,000 | 184,980,000 | 187,698,000 | 180,905,000 |
| Noninterest-bearing deposits | 48,155,000 | 52,248,000 | 60,273,000 | 58,425,000 |
| Equity capital | 25,598,000 | 25,428,000 | 26,214,000 | 24,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,138,000 | 6,493,000 | 10,008,000 | 13,572,000 |
| Interest expense | 108,000 | 219,000 | 322,000 | 427,000 |
| Net interest income | 3,030,000 | 6,274,000 | 9,686,000 | 13,145,000 |
| Noninterest income | 436,000 | 938,000 | 1,473,000 | 1,874,000 |
| Noninterest expense | 2,202,000 | 4,604,000 | 7,017,000 | 9,784,000 |
| Provision for loan losses | 100,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 1,164,000 | 2,458,000 | 3,992,000 | 5,085,000 |
| Income tax | 297,000 | 618,000 | 976,000 | 1,228,000 |
| Net income | 867,000 | 1,840,000 | 3,016,000 | 3,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,216,000 | 26,102,000 | 26,978,000 | 24,769,000 |
| Total capital | 27,632,000 | 27,570,000 | 28,450,000 | 26,203,000 |
| Risk-weighted assets | 195,075,000 | 204,243,000 | 201,713,000 | 204,644,000 |