Call reports 2017
HIGH COUNTRY BANK — 2017
What HIGH COUNTRY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 238,055,000 | 246,211,000 | 258,467,000 | 256,282,000 |
| Total loans | 169,411,000 | 177,013,000 | 185,419,000 | 192,937,000 |
| Allowance for loan losses | 1,220,000 | 1,220,000 | 1,222,000 | 1,299,000 |
| Securities available for sale | 37,255,000 | 34,769,000 | 36,022,000 | 37,413,000 |
| Securities held to maturity | 1,576,000 | 1,478,000 | 832,000 | 825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,112,000 | 220,159,000 | 231,797,000 | 229,701,000 |
| Interest-bearing deposits | 179,463,000 | 182,428,000 | 185,531,000 | 185,286,000 |
| Noninterest-bearing deposits | 33,649,000 | 37,731,000 | 46,266,000 | 44,415,000 |
| Equity capital | 23,853,000 | 24,798,000 | 25,513,000 | 25,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,876,000 | 5,887,000 | 9,015,000 | 12,279,000 |
| Interest expense | 117,000 | 233,000 | 355,000 | 468,000 |
| Net interest income | 2,759,000 | 5,654,000 | 8,660,000 | 11,811,000 |
| Noninterest income | 449,000 | 982,000 | 1,482,000 | 1,938,000 |
| Noninterest expense | 1,992,000 | 4,230,000 | 6,407,000 | 8,669,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 1,216,000 | 2,407,000 | 3,755,000 | 5,020,000 |
| Income tax | 417,000 | 817,000 | 1,299,000 | 2,123,000 |
| Net income | 799,000 | 1,590,000 | 2,456,000 | 2,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,185,000 | 24,877,000 | 25,618,000 | 25,500,000 |
| Total capital | 25,405,000 | 26,097,000 | 26,840,000 | 26,799,000 |
| Risk-weighted assets | 174,910,000 | 182,539,000 | 189,927,000 | 194,775,000 |