Call reports 2011
HIGH COUNTRY BANK — 2011
What HIGH COUNTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,249,000 | 177,315,000 | 185,171,000 | 181,388,000 |
| Total loans | 136,483,000 | 134,826,000 | 134,097,000 | 129,825,000 |
| Allowance for loan losses | 1,470,000 | 1,588,000 | 1,348,000 | 1,483,000 |
| Securities available for sale | 531,000 | 2,265,000 | 5,497,000 | 6,712,000 |
| Securities held to maturity | 9,267,000 | 9,315,000 | 8,549,000 | 8,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,295,000 | 153,839,000 | 161,766,000 | 158,622,000 |
| Interest-bearing deposits | 139,923,000 | 140,217,000 | 145,720,000 | 144,923,000 |
| Noninterest-bearing deposits | 11,372,000 | 13,622,000 | 16,046,000 | 13,699,000 |
| Equity capital | 21,439,000 | 21,173,000 | 21,505,000 | 21,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,466,000 | 4,997,000 | 7,438,000 | 9,874,000 |
| Interest expense | 414,000 | 812,000 | 1,184,000 | 1,510,000 |
| Net interest income | 2,052,000 | 4,185,000 | 6,254,000 | 8,364,000 |
| Noninterest income | 249,000 | 493,000 | 723,000 | 1,001,000 |
| Noninterest expense | 1,578,000 | 3,231,000 | 4,863,000 | 6,440,000 |
| Provision for loan losses | 150,000 | 430,000 | 610,000 | 790,000 |
| Pretax income | 573,000 | 1,017,000 | 1,504,000 | 2,135,000 |
| Income tax | 218,000 | 184,000 | 354,000 | 563,000 |
| Net income | 355,000 | 833,000 | 1,150,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,448,000 | 21,177,000 | 21,494,000 | 21,307,000 |
| Total capital | 22,917,000 | 22,690,000 | 22,842,000 | 22,778,000 |
| Risk-weighted assets | 122,812,000 | 121,048,000 | 120,883,000 | 117,688,000 |