Call reports 2005
FIRST BANK OF BRUNSWICK, THE — 2005
What FIRST BANK OF BRUNSWICK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 142,168,000 | 147,082,000 | 156,496,000 | 333,736,000 |
| Total loans | 107,392,000 | 114,075,000 | 120,651,000 | 237,342,000 |
| Allowance for loan losses | 1,622,000 | 1,787,000 | 1,915,000 | 6,991,000 |
| Securities available for sale | 12,892,000 | 12,727,000 | 12,281,000 | 21,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,080,000 | 103,813,000 | 113,013,000 | 251,405,000 |
| Interest-bearing deposits | 84,572,000 | 87,953,000 | 98,135,000 | 219,856,000 |
| Noninterest-bearing deposits | 14,508,000 | 15,860,000 | 14,878,000 | 31,549,000 |
| Equity capital | 24,747,000 | 25,167,000 | 25,564,000 | 46,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 4,059,000 | 6,642,000 | 9,726,000 |
| Interest expense | 491,000 | 1,019,000 | 1,762,000 | 2,737,000 |
| Net interest income | 1,400,000 | 3,040,000 | 4,880,000 | 6,989,000 |
| Noninterest income | 321,000 | 632,000 | 924,000 | 1,229,000 |
| Noninterest expense | 1,250,000 | 2,545,000 | 3,901,000 | 5,102,000 |
| Provision for loan losses | 4,000 | 167,000 | 280,000 | 330,000 |
| Pretax income | 467,000 | 960,000 | 1,623,000 | 2,765,000 |
| Income tax | 159,000 | 327,000 | 552,000 | 984,000 |
| Net income | 308,000 | 633,000 | 1,071,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,913,000 | 14,323,000 | 14,847,000 | 23,429,000 |
| Total capital | 15,313,000 | 15,778,000 | 16,422,000 | 26,717,000 |
| Risk-weighted assets | 111,807,000 | 116,060,000 | 125,681,000 | 259,143,000 |