Call reports 2003
FIRST BANK OF BRUNSWICK, THE — 2003
What FIRST BANK OF BRUNSWICK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 155,260,000 | 151,614,000 | 147,568,000 | 151,438,000 |
| Total loans | 119,819,000 | 117,373,000 | 114,628,000 | 117,168,000 |
| Allowance for loan losses | 2,008,000 | 2,022,000 | 2,001,000 | 1,881,000 |
| Securities available for sale | 14,257,000 | 13,906,000 | 12,912,000 | 14,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,728,000 | 95,137,000 | 92,240,000 | 87,631,000 |
| Interest-bearing deposits | 82,879,000 | 80,946,000 | 79,442,000 | 75,220,000 |
| Noninterest-bearing deposits | 12,849,000 | 14,191,000 | 12,798,000 | 12,411,000 |
| Equity capital | 24,954,000 | 25,253,000 | 25,544,000 | 25,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 3,944,000 | 5,819,000 | 7,708,000 |
| Interest expense | 650,000 | 1,254,000 | 1,746,000 | 2,217,000 |
| Net interest income | 1,363,000 | 2,690,000 | 4,073,000 | 5,491,000 |
| Noninterest income | 301,000 | 676,000 | 1,019,000 | 1,424,000 |
| Noninterest expense | 1,342,000 | 2,588,000 | 3,807,000 | 4,939,000 |
| Provision for loan losses | -50,000 | -25,000 | -70,000 | -95,000 |
| Pretax income | 372,000 | 799,000 | 1,351,000 | 2,071,000 |
| Income tax | 130,000 | 275,000 | 461,000 | 709,000 |
| Net income | 242,000 | 524,000 | 890,000 | 1,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,957,000 | 13,368,000 | 13,863,000 | 14,464,000 |
| Total capital | 14,481,000 | 14,898,000 | 15,355,000 | 15,963,000 |
| Risk-weighted assets | 121,436,000 | 121,966,000 | 118,844,000 | 119,561,000 |