Call reports 2002
FIRST BANK OF BRUNSWICK, THE — 2002
What FIRST BANK OF BRUNSWICK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 144,023,000 | 145,788,000 | 151,074,000 | 156,185,000 |
| Total loans | 107,920,000 | 109,684,000 | 116,410,000 | 119,794,000 |
| Allowance for loan losses | 2,450,000 | 2,217,000 | 2,219,000 | 1,890,000 |
| Securities available for sale | 14,706,000 | 14,534,000 | 13,148,000 | 14,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,425,000 | 96,955,000 | 98,083,000 | 94,777,000 |
| Interest-bearing deposits | 92,772,000 | 83,634,000 | 85,441,000 | 81,769,000 |
| Noninterest-bearing deposits | 13,653,000 | 13,321,000 | 12,642,000 | 13,008,000 |
| Equity capital | 23,676,000 | 24,228,000 | 24,523,000 | 25,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,098,000 | 4,361,000 | 6,507,000 | 8,544,000 |
| Interest expense | 796,000 | 1,453,000 | 2,098,000 | 2,704,000 |
| Net interest income | 1,302,000 | 2,908,000 | 4,409,000 | 5,840,000 |
| Noninterest income | 187,000 | 446,000 | 749,000 | 835,000 |
| Noninterest expense | 1,284,000 | 2,571,000 | 3,949,000 | 5,051,000 |
| Provision for loan losses | 26,000 | 57,000 | 96,000 | -151,000 |
| Pretax income | 179,000 | 726,000 | 1,113,000 | 1,775,000 |
| Income tax | 60,000 | 246,000 | 377,000 | 547,000 |
| Net income | 119,000 | 480,000 | 736,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,194,000 | 11,699,000 | 12,081,000 | 12,861,000 |
| Total capital | 12,549,000 | 13,056,000 | 13,553,000 | 14,334,000 |
| Risk-weighted assets | 107,320,000 | 107,678,000 | 117,035,000 | 117,435,000 |