Call reports 2025
PILGRIM BANK — 2025
What PILGRIM BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 719,996,000 | 720,650,000 | 721,279,000 | 723,028,000 |
| Total loans | 498,629,000 | 488,355,000 | 479,115,000 | 484,921,000 |
| Allowance for loan losses | 3,836,000 | 3,861,000 | 3,881,000 | 4,002,000 |
| Securities available for sale | 89,194,000 | 91,986,000 | 111,054,000 | 112,709,000 |
| Securities held to maturity | 76,972,000 | 74,594,000 | 72,329,000 | 70,287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,159,000 | 599,171,000 | 584,262,000 | 588,249,000 |
| Interest-bearing deposits | 401,767,000 | 409,649,000 | 405,432,000 | 407,871,000 |
| Noninterest-bearing deposits | 187,392,000 | 189,522,000 | 178,830,000 | 180,378,000 |
| Equity capital | 63,736,000 | 64,837,000 | 67,655,000 | 68,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,972,000 | 16,249,000 | 24,592,000 | 33,100,000 |
| Interest expense | 3,743,000 | 7,638,000 | 11,443,000 | 15,228,000 |
| Net interest income | 4,229,000 | 8,611,000 | 13,149,000 | 17,872,000 |
| Noninterest income | 531,000 | 1,131,000 | 1,738,000 | 2,766,000 |
| Noninterest expense | 3,531,000 | 7,202,000 | 10,981,000 | 15,140,000 |
| Provision for loan losses | 30,000 | 60,000 | 85,000 | 210,000 |
| Pretax income | 1,198,000 | 2,481,000 | 3,822,000 | 5,288,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,198,000 | 2,481,000 | 3,822,000 | 5,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,265,000 | 73,249,000 | 73,339,000 | 73,104,000 |
| Total capital | 77,133,000 | 77,140,000 | 77,251,000 | 77,137,000 |
| Risk-weighted assets | 535,244,000 | 524,072,000 | 518,229,000 | 518,862,000 |