Call reports 2020
PILGRIM BANK — 2020
What PILGRIM BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 553,776,000 | 584,371,000 | 589,395,000 | 605,542,000 |
| Total loans | 348,256,000 | 354,017,000 | 344,020,000 | 343,350,000 |
| Allowance for loan losses | 2,607,000 | 2,659,000 | 2,759,000 | 2,763,000 |
| Securities available for sale | 124,736,000 | 172,755,000 | 179,171,000 | 188,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,063,000 | 473,773,000 | 482,075,000 | 507,161,000 |
| Interest-bearing deposits | 290,747,000 | 294,168,000 | 300,686,000 | 311,569,000 |
| Noninterest-bearing deposits | 152,316,000 | 179,605,000 | 181,389,000 | 195,592,000 |
| Equity capital | 76,739,000 | 78,434,000 | 78,871,000 | 78,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,550,000 | 11,129,000 | 16,606,000 | 21,937,000 |
| Interest expense | 953,000 | 1,699,000 | 2,348,000 | 2,891,000 |
| Net interest income | 4,597,000 | 9,430,000 | 14,258,000 | 19,046,000 |
| Noninterest income | 566,000 | 1,115,000 | 1,691,000 | 2,280,000 |
| Noninterest expense | 3,557,000 | 7,178,000 | 10,877,000 | 14,445,000 |
| Provision for loan losses | 40,000 | 90,000 | 190,000 | 200,000 |
| Pretax income | 1,638,000 | 3,348,000 | 5,127,000 | 6,965,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,638,000 | 3,348,000 | 5,127,000 | 6,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,506,000 | 66,092,000 | 66,749,000 | 66,663,000 |
| Total capital | 68,113,000 | 68,751,000 | 69,508,000 | 69,426,000 |
| Risk-weighted assets | 390,163,000 | 383,492,000 | 375,783,000 | 390,821,000 |