Call reports 2016
PILGRIM BANK — 2016
What PILGRIM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 570,478,000 | 554,382,000 | 559,618,000 | 576,228,000 |
| Total loans | 305,251,000 | 304,951,000 | 317,176,000 | 315,692,000 |
| Allowance for loan losses | 2,261,000 | 2,273,000 | 2,265,000 | 2,303,000 |
| Securities available for sale | 205,378,000 | 184,613,000 | 182,098,000 | 202,474,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,376,000 | 461,887,000 | 465,063,000 | 457,062,000 |
| Interest-bearing deposits | 338,632,000 | 324,062,000 | 326,591,000 | 327,052,000 |
| Noninterest-bearing deposits | 135,744,000 | 137,825,000 | 138,472,000 | 130,010,000 |
| Equity capital | 65,449,000 | 67,069,000 | 67,661,000 | 65,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,975,000 | 9,734,000 | 14,632,000 | 19,529,000 |
| Interest expense | 637,000 | 1,261,000 | 1,884,000 | 2,545,000 |
| Net interest income | 4,338,000 | 8,473,000 | 12,748,000 | 16,984,000 |
| Noninterest income | 586,000 | 1,224,000 | 1,868,000 | 2,296,000 |
| Noninterest expense | 3,508,000 | 7,041,000 | 10,595,000 | 14,050,000 |
| Provision for loan losses | 15,000 | 35,000 | 85,000 | 125,000 |
| Pretax income | 1,660,000 | 2,975,000 | 4,313,000 | 5,482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,660,000 | 2,975,000 | 4,313,000 | 5,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,175,000 | 56,149,000 | 56,933,000 | 57,562,000 |
| Total capital | 57,441,000 | 58,427,000 | 59,204,000 | 59,870,000 |
| Risk-weighted assets | 340,854,000 | 340,662,000 | 351,715,000 | 355,474,000 |