Call reports 2015
PILGRIM BANK — 2015
What PILGRIM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 617,350,000 | 601,045,000 | 596,601,000 | 584,561,000 |
| Total loans | 302,297,000 | 303,468,000 | 312,262,000 | 310,904,000 |
| Allowance for loan losses | 2,076,000 | 2,120,000 | 2,210,000 | 2,264,000 |
| Securities available for sale | 249,652,000 | 236,380,000 | 215,846,000 | 213,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 525,064,000 | 495,191,000 | 478,965,000 | 473,224,000 |
| Interest-bearing deposits | 363,867,000 | 352,703,000 | 338,087,000 | 336,885,000 |
| Noninterest-bearing deposits | 161,197,000 | 142,488,000 | 140,878,000 | 136,339,000 |
| Equity capital | 62,783,000 | 61,981,000 | 63,866,000 | 63,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,891,000 | 9,900,000 | 15,029,000 | 20,085,000 |
| Interest expense | 630,000 | 1,259,000 | 1,870,000 | 2,484,000 |
| Net interest income | 4,261,000 | 8,641,000 | 13,159,000 | 17,601,000 |
| Noninterest income | 1,959,000 | 2,513,000 | 3,089,000 | 3,686,000 |
| Noninterest expense | 3,908,000 | 7,563,000 | 11,140,000 | 14,706,000 |
| Provision for loan losses | 700,000 | 780,000 | 900,000 | 970,000 |
| Pretax income | 1,657,000 | 2,856,000 | 4,310,000 | 5,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,657,000 | 2,856,000 | 4,310,000 | 5,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,883,000 | 51,887,000 | 52,903,000 | 53,960,000 |
| Total capital | 52,962,000 | 54,011,000 | 55,117,000 | 56,229,000 |
| Risk-weighted assets | 334,014,000 | 329,371,000 | 339,195,000 | 345,484,000 |