Call reports 2012
PILGRIM BANK — 2012
What PILGRIM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 381,002,000 | 370,888,000 | 369,148,000 | 367,276,000 |
| Total loans | 191,970,000 | 203,560,000 | 217,118,000 | 212,117,000 |
| Allowance for loan losses | 1,317,000 | 1,386,000 | 1,482,000 | 1,476,000 |
| Securities available for sale | 151,195,000 | 119,956,000 | 124,225,000 | 117,717,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,754,000 | 298,846,000 | 296,357,000 | 297,974,000 |
| Interest-bearing deposits | 264,468,000 | 257,918,000 | 256,633,000 | 252,113,000 |
| Noninterest-bearing deposits | 42,286,000 | 40,928,000 | 39,724,000 | 45,861,000 |
| Equity capital | 42,214,000 | 44,028,000 | 45,235,000 | 45,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,904,000 | 7,634,000 | 11,422,000 | 15,056,000 |
| Interest expense | 1,058,000 | 2,035,000 | 2,923,000 | 3,765,000 |
| Net interest income | 2,846,000 | 5,599,000 | 8,499,000 | 11,291,000 |
| Noninterest income | 272,000 | 461,000 | 719,000 | 731,000 |
| Noninterest expense | 2,172,000 | 4,320,000 | 6,489,000 | 8,600,000 |
| Provision for loan losses | 45,000 | 155,000 | 265,000 | 265,000 |
| Pretax income | 905,000 | 2,131,000 | 3,025,000 | 4,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 905,000 | 2,131,000 | 3,025,000 | 4,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,526,000 | 32,781,000 | 33,202,000 | 33,704,000 |
| Total capital | 32,855,000 | 34,179,000 | 34,698,000 | 35,196,000 |
| Risk-weighted assets | 191,852,000 | 200,397,000 | 211,776,000 | 208,009,000 |