Call reports 2011
PILGRIM BANK — 2011
What PILGRIM BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 375,961,000 | 369,381,000 | 366,132,000 | 379,547,000 |
| Total loans | 183,412,000 | 189,003,000 | 181,789,000 | 183,664,000 |
| Allowance for loan losses | 1,534,000 | 1,440,000 | 1,293,000 | 1,292,000 |
| Securities available for sale | 163,683,000 | 148,010,000 | 154,851,000 | 167,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,556,000 | 301,792,000 | 297,851,000 | 302,295,000 |
| Interest-bearing deposits | 266,358,000 | 266,072,000 | 260,373,000 | 263,800,000 |
| Noninterest-bearing deposits | 39,198,000 | 35,720,000 | 37,478,000 | 38,495,000 |
| Equity capital | 37,864,000 | 39,730,000 | 40,723,000 | 41,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,006,000 | 8,051,000 | 12,001,000 | 15,937,000 |
| Interest expense | 1,313,000 | 2,571,000 | 3,765,000 | 4,879,000 |
| Net interest income | 2,693,000 | 5,480,000 | 8,236,000 | 11,058,000 |
| Noninterest income | 344,000 | 668,000 | 951,000 | 1,238,000 |
| Noninterest expense | 2,261,000 | 4,550,000 | 6,770,000 | 8,934,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 776,000 | 1,749,000 | 2,879,000 | 3,781,000 |
| Income tax | 158,000 | 375,000 | 650,000 | 668,000 |
| Net income | 618,000 | 1,374,000 | 2,229,000 | 3,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,246,000 | 30,960,000 | 31,600,000 | 31,044,000 |
| Total capital | 31,786,000 | 32,406,000 | 32,901,000 | 32,346,000 |
| Risk-weighted assets | 191,157,000 | 194,495,000 | 183,837,000 | 183,392,000 |