Call reports 2010
PILGRIM BANK — 2010
What PILGRIM BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 352,435,000 | 355,277,000 | 353,302,000 | 371,695,000 |
| Total loans | 196,751,000 | 198,102,000 | 192,661,000 | 189,909,000 |
| Allowance for loan losses | 1,769,000 | 1,850,000 | 1,610,000 | 1,564,000 |
| Securities available for sale | 122,152,000 | 127,082,000 | 130,526,000 | 151,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,240,000 | 292,526,000 | 285,418,000 | 306,744,000 |
| Interest-bearing deposits | 263,886,000 | 254,024,000 | 249,463,000 | 265,780,000 |
| Noninterest-bearing deposits | 38,354,000 | 38,502,000 | 35,955,000 | 40,964,000 |
| Equity capital | 37,052,000 | 38,230,000 | 38,514,000 | 37,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,316,000 | 8,583,000 | 12,732,000 | 16,761,000 |
| Interest expense | 1,586,000 | 3,184,000 | 4,686,000 | 6,085,000 |
| Net interest income | 2,730,000 | 5,399,000 | 8,046,000 | 10,676,000 |
| Noninterest income | 379,000 | 775,000 | 1,134,000 | 1,452,000 |
| Noninterest expense | 2,187,000 | 4,482,000 | 6,827,000 | 9,052,000 |
| Provision for loan losses | 235,000 | 425,000 | 685,000 | 730,000 |
| Pretax income | 881,000 | 1,962,000 | 3,176,000 | 4,034,000 |
| Income tax | 180,000 | 455,000 | 788,000 | 995,000 |
| Net income | 701,000 | 1,507,000 | 2,388,000 | 3,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,881,000 | 28,451,000 | 29,332,000 | 29,911,000 |
| Total capital | 29,659,000 | 30,307,000 | 30,948,000 | 31,480,000 |
| Risk-weighted assets | 210,941,000 | 212,624,000 | 199,827,000 | 194,446,000 |