Call reports 2009
PILGRIM BANK — 2009
What PILGRIM BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 300,409,000 | 302,206,000 | 315,140,000 | 349,776,000 |
| Total loans | 197,828,000 | 196,795,000 | 193,207,000 | 202,970,000 |
| Allowance for loan losses | 1,493,000 | 1,549,000 | 1,580,000 | 1,617,000 |
| Securities available for sale | 72,480,000 | 74,319,000 | 88,984,000 | 107,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,762,000 | 253,674,000 | 257,696,000 | 295,083,000 |
| Interest-bearing deposits | 221,561,000 | 220,524,000 | 224,083,000 | 254,957,000 |
| Noninterest-bearing deposits | 32,201,000 | 33,150,000 | 33,613,000 | 40,126,000 |
| Equity capital | 31,366,000 | 31,536,000 | 33,820,000 | 36,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,209,000 | 8,470,000 | 12,720,000 | 17,029,000 |
| Interest expense | 1,715,000 | 3,343,000 | 4,945,000 | 6,600,000 |
| Net interest income | 2,494,000 | 5,127,000 | 7,775,000 | 10,429,000 |
| Noninterest income | 383,000 | 771,000 | 1,170,000 | 1,554,000 |
| Noninterest expense | 2,046,000 | 4,310,000 | 6,517,000 | 8,716,000 |
| Provision for loan losses | 19,000 | 94,000 | 189,000 | 366,000 |
| Pretax income | 823,000 | 1,576,000 | 2,336,000 | 3,327,000 |
| Income tax | 173,000 | 326,000 | 431,000 | 633,000 |
| Net income | 650,000 | 1,250,000 | 1,905,000 | 2,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,152,000 | 23,885,000 | 24,607,000 | 27,316,000 |
| Total capital | 24,651,000 | 25,440,000 | 26,194,000 | 28,941,000 |
| Risk-weighted assets | 206,033,000 | 203,585,000 | 202,160,000 | 213,660,000 |