Call reports 2007
PILGRIM BANK — 2007
What PILGRIM BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 204,407,000 | 207,602,000 | 205,900,000 | 215,896,000 |
| Total loans | 139,822,000 | 135,032,000 | 131,760,000 | 138,700,000 |
| Allowance for loan losses | 1,438,000 | 1,175,000 | 1,171,000 | 1,161,000 |
| Securities available for sale | 45,291,000 | 57,640,000 | 59,379,000 | 59,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,631,000 | 172,880,000 | 178,602,000 | 186,317,000 |
| Interest-bearing deposits | 156,913,000 | 149,540,000 | 154,091,000 | 161,609,000 |
| Noninterest-bearing deposits | 24,718,000 | 23,340,000 | 24,511,000 | 24,708,000 |
| Equity capital | 21,224,000 | 20,984,000 | 21,786,000 | 14,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,212,000 | 6,382,000 | 9,742,000 | 13,048,000 |
| Interest expense | 1,587,000 | 3,098,000 | 4,796,000 | 6,451,000 |
| Net interest income | 1,625,000 | 3,284,000 | 4,946,000 | 6,597,000 |
| Noninterest income | 346,000 | 711,000 | 1,050,000 | 1,396,000 |
| Noninterest expense | 1,527,000 | 3,040,000 | 4,471,000 | 5,723,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 444,000 | 955,000 | 1,526,000 | 2,271,000 |
| Income tax | 85,000 | 187,000 | 302,000 | 463,000 |
| Net income | 359,000 | 768,000 | 1,224,000 | 1,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,455,000 | 21,863,000 | 22,320,000 | 15,053,000 |
| Total capital | 22,904,000 | 23,049,000 | 23,504,000 | 16,224,000 |
| Risk-weighted assets | 138,750,000 | 140,211,000 | 137,785,000 | 144,160,000 |