Call reports 2006
PILGRIM BANK — 2006
What PILGRIM BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 217,139,000 | 207,316,000 | 210,064,000 | 211,867,000 |
| Total loans | 141,997,000 | 137,203,000 | 137,470,000 | 141,995,000 |
| Allowance for loan losses | 2,224,000 | 2,075,000 | 2,038,000 | 1,510,000 |
| Securities available for sale | 47,455,000 | 54,386,000 | 57,174,000 | 54,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,941,000 | 184,469,000 | 183,367,000 | 188,789,000 |
| Interest-bearing deposits | 165,907,000 | 160,087,000 | 159,102,000 | 163,011,000 |
| Noninterest-bearing deposits | 24,034,000 | 24,382,000 | 24,265,000 | 25,778,000 |
| Equity capital | 19,274,000 | 19,075,000 | 20,278,000 | 20,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,331,000 | 6,550,000 | 9,824,000 | 13,103,000 |
| Interest expense | 1,435,000 | 2,860,000 | 4,412,000 | 6,010,000 |
| Net interest income | 1,896,000 | 3,690,000 | 5,412,000 | 7,093,000 |
| Noninterest income | 396,000 | 767,000 | 1,132,000 | 1,475,000 |
| Noninterest expense | 1,659,000 | 3,304,000 | 4,860,000 | 6,363,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 633,000 | 1,153,000 | 1,684,000 | 2,354,000 |
| Income tax | 181,000 | 316,000 | 438,000 | 604,000 |
| Net income | 452,000 | 837,000 | 1,246,000 | 1,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,798,000 | 20,183,000 | 20,592,000 | 21,095,000 |
| Total capital | 21,595,000 | 21,937,000 | 22,342,000 | 22,615,000 |
| Risk-weighted assets | 143,329,000 | 140,009,000 | 139,679,000 | 142,556,000 |