Call reports 2002
PILGRIM BANK — 2002
What PILGRIM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 214,154,000 | 224,306,000 | 229,216,000 | 234,695,000 |
| Total loans | 163,178,000 | 170,943,000 | 178,170,000 | 179,871,000 |
| Allowance for loan losses | 1,457,000 | 1,538,000 | 1,736,000 | 1,734,000 |
| Securities available for sale | 33,300,000 | 32,391,000 | 30,904,000 | 33,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,302,000 | 179,330,000 | 184,507,000 | 188,458,000 |
| Interest-bearing deposits | 152,998,000 | 157,491,000 | 162,856,000 | 168,731,000 |
| Noninterest-bearing deposits | 20,304,000 | 21,839,000 | 21,651,000 | 19,727,000 |
| Equity capital | 14,990,000 | 15,243,000 | 15,460,000 | 15,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,544,000 | 7,178,000 | 10,921,000 | 14,696,000 |
| Interest expense | 1,638,000 | 3,346,000 | 5,124,000 | 6,853,000 |
| Net interest income | 1,906,000 | 3,832,000 | 5,797,000 | 7,843,000 |
| Noninterest income | 326,000 | 641,000 | 923,000 | 1,223,000 |
| Noninterest expense | 1,641,000 | 3,372,000 | 5,282,000 | 7,059,000 |
| Provision for loan losses | 150,000 | 280,000 | 561,000 | 709,000 |
| Pretax income | 430,000 | 846,000 | 910,000 | 1,335,000 |
| Income tax | 146,000 | 329,000 | 234,000 | 224,000 |
| Net income | 284,000 | 517,000 | 676,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,827,000 | 14,974,000 | 15,148,000 | 15,598,000 |
| Total capital | 16,310,000 | 16,535,000 | 16,932,000 | 17,390,000 |
| Risk-weighted assets | 159,202,000 | 173,181,000 | 176,604,000 | 181,125,000 |