Call reports 2001
PILGRIM BANK — 2001
What PILGRIM BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 181,065,000 | 188,513,000 | 194,408,000 | 202,111,000 |
| Total loans | 134,466,000 | 142,475,000 | 148,991,000 | 153,049,000 |
| Allowance for loan losses | 1,127,000 | 1,200,000 | 1,284,000 | 1,355,000 |
| Securities available for sale | 27,726,000 | 29,299,000 | 28,515,000 | 28,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,099,000 | 159,714,000 | 166,997,000 | 169,644,000 |
| Interest-bearing deposits | 143,819,000 | 143,354,000 | 149,170,000 | 149,976,000 |
| Noninterest-bearing deposits | 15,280,000 | 16,360,000 | 17,827,000 | 19,668,000 |
| Equity capital | 14,049,000 | 14,200,000 | 14,613,000 | 14,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,416,000 | 6,971,000 | 10,597,000 | 14,195,000 |
| Interest expense | 1,987,000 | 4,063,000 | 5,964,000 | 7,733,000 |
| Net interest income | 1,429,000 | 2,908,000 | 4,633,000 | 6,462,000 |
| Noninterest income | 259,000 | 536,000 | 863,000 | 1,207,000 |
| Noninterest expense | 1,430,000 | 2,892,000 | 4,436,000 | 6,058,000 |
| Provision for loan losses | 52,000 | 202,000 | 352,000 | 559,000 |
| Pretax income | 242,000 | 399,000 | 800,000 | 1,207,000 |
| Income tax | 81,000 | 187,000 | 317,000 | 429,000 |
| Net income | 161,000 | 212,000 | 483,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,797,000 | 13,927,000 | 14,221,000 | 14,530,000 |
| Total capital | 14,924,000 | 15,127,000 | 15,508,000 | 15,908,000 |
| Risk-weighted assets | 130,720,000 | 139,657,000 | 143,118,000 | 150,090,000 |