Call reports 2018
INTEGRITY FIRST BANK, NATIONAL ASSOCIATION — 2018
What INTEGRITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 484,370,000 | 485,380,000 | 498,570,000 | 525,645,000 |
| Total loans | 350,745,000 | 361,246,000 | 371,049,000 | 368,497,000 |
| Allowance for loan losses | 2,963,000 | 3,006,000 | 3,064,000 | 3,113,000 |
| Securities available for sale | 72,523,000 | 69,603,000 | 67,677,000 | 67,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,023,000 | 419,505,000 | 431,655,000 | 459,863,000 |
| Interest-bearing deposits | 382,408,000 | 385,798,000 | 399,572,000 | 429,296,000 |
| Noninterest-bearing deposits | 36,615,000 | 33,707,000 | 32,083,000 | 30,567,000 |
| Equity capital | 52,238,000 | 52,838,000 | 53,408,000 | 54,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,414,000 | 9,065,000 | 13,971,000 | 19,088,000 |
| Interest expense | 479,000 | 1,017,000 | 1,647,000 | 2,450,000 |
| Net interest income | 3,935,000 | 8,048,000 | 12,324,000 | 16,638,000 |
| Noninterest income | 1,076,000 | 2,149,000 | 3,284,000 | 4,404,000 |
| Noninterest expense | 3,534,000 | 6,992,000 | 10,390,000 | 13,792,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,402,000 | 3,054,000 | 4,993,000 | 6,950,000 |
| Income tax | 271,000 | 589,000 | 1,012,000 | 1,409,000 |
| Net income | 1,131,000 | 2,465,000 | 3,981,000 | 5,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,460,000 | 43,150,000 | 44,020,000 | 44,936,000 |
| Total capital | 45,471,000 | 46,208,000 | 47,136,000 | 48,103,000 |
| Risk-weighted assets | 339,194,000 | 343,890,000 | 352,380,000 | 350,742,000 |