Call reports 2017
INTEGRITY FIRST BANK, NATIONAL ASSOCIATION — 2017
What INTEGRITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 441,089,000 | 458,223,000 | 476,848,000 | 483,854,000 |
| Total loans | 319,950,000 | 330,469,000 | 339,311,000 | 340,323,000 |
| Allowance for loan losses | 2,768,000 | 2,807,000 | 2,875,000 | 2,917,000 |
| Securities available for sale | 67,535,000 | 68,264,000 | 65,132,000 | 70,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,409,000 | 383,162,000 | 394,991,000 | 411,049,000 |
| Interest-bearing deposits | 338,829,000 | 340,088,000 | 347,353,000 | 368,614,000 |
| Noninterest-bearing deposits | 39,580,000 | 43,074,000 | 47,638,000 | 42,435,000 |
| Equity capital | 51,466,000 | 52,559,000 | 52,910,000 | 52,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,961,000 | 8,013,000 | 12,349,000 | 16,760,000 |
| Interest expense | 185,000 | 406,000 | 771,000 | 1,224,000 |
| Net interest income | 3,776,000 | 7,607,000 | 11,578,000 | 15,536,000 |
| Noninterest income | 1,032,000 | 2,216,000 | 3,407,000 | 4,515,000 |
| Noninterest expense | 3,498,000 | 7,036,000 | 10,567,000 | 14,005,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,263,000 | 2,665,000 | 4,222,000 | 5,803,000 |
| Income tax | 367,000 | 798,000 | 1,301,000 | 1,717,000 |
| Net income | 896,000 | 1,867,000 | 2,921,000 | 4,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,291,000 | 41,629,000 | 42,046,000 | 41,971,000 |
| Total capital | 44,104,000 | 44,492,000 | 44,971,000 | 44,933,000 |
| Risk-weighted assets | 321,272,000 | 328,281,000 | 334,970,000 | 336,216,000 |