Call reports 2014
INTEGRITY FIRST BANK, NATIONAL ASSOCIATION — 2014
What INTEGRITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 413,115,000 | 410,741,000 | 407,079,000 | 423,062,000 |
| Total loans | 251,473,000 | 257,778,000 | 272,635,000 | 276,573,000 |
| Allowance for loan losses | 2,567,000 | 2,478,000 | 2,486,000 | 2,460,000 |
| Securities available for sale | 91,062,000 | 89,231,000 | 89,561,000 | 89,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,986,000 | 343,571,000 | 328,726,000 | 337,006,000 |
| Interest-bearing deposits | 307,475,000 | 303,910,000 | 290,286,000 | 296,023,000 |
| Noninterest-bearing deposits | 39,511,000 | 39,661,000 | 38,440,000 | 40,983,000 |
| Equity capital | 53,569,000 | 54,363,000 | 55,016,000 | 55,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,443,000 | 6,926,000 | 10,535,000 | 14,222,000 |
| Interest expense | 188,000 | 352,000 | 509,000 | 644,000 |
| Net interest income | 3,255,000 | 6,574,000 | 10,026,000 | 13,578,000 |
| Noninterest income | 999,000 | 2,035,000 | 3,073,000 | 4,073,000 |
| Noninterest expense | 3,128,000 | 6,287,000 | 9,443,000 | 12,553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,131,000 | 2,336,000 | 3,682,000 | 5,124,000 |
| Income tax | 250,000 | 536,000 | 879,000 | 1,137,000 |
| Net income | 881,000 | 1,800,000 | 2,803,000 | 3,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,622,000 | 43,877,000 | 44,225,000 | 44,161,000 |
| Total capital | 46,218,000 | 46,385,000 | 46,753,000 | 46,659,000 |
| Risk-weighted assets | 284,379,000 | 281,984,000 | 291,358,000 | 298,049,000 |