Call reports 2012
INTEGRITY FIRST BANK, NATIONAL ASSOCIATION — 2012
What INTEGRITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 395,076,000 | 383,378,000 | 391,177,000 | 408,204,000 |
| Total loans | 231,691,000 | 233,287,000 | 236,319,000 | 247,472,000 |
| Allowance for loan losses | 2,918,000 | 2,864,000 | 2,774,000 | 2,751,000 |
| Securities available for sale | 98,343,000 | 100,581,000 | 95,601,000 | 97,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,128,000 | 316,672,000 | 323,124,000 | 341,244,000 |
| Interest-bearing deposits | 294,801,000 | 284,918,000 | 290,934,000 | 306,843,000 |
| Noninterest-bearing deposits | 34,327,000 | 31,754,000 | 32,190,000 | 34,401,000 |
| Equity capital | 55,887,000 | 56,647,000 | 57,227,000 | 55,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,009,000 | 7,830,000 | 11,635,000 | 15,365,000 |
| Interest expense | 355,000 | 679,000 | 949,000 | 1,208,000 |
| Net interest income | 3,654,000 | 7,151,000 | 10,686,000 | 14,157,000 |
| Noninterest income | 968,000 | 1,987,000 | 3,037,000 | 4,232,000 |
| Noninterest expense | 3,006,000 | 5,892,000 | 8,821,000 | 11,833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,616,000 | 3,421,000 | 5,090,000 | 6,744,000 |
| Income tax | 398,000 | 886,000 | 1,320,000 | 1,495,000 |
| Net income | 1,218,000 | 2,535,000 | 3,770,000 | 5,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,026,000 | 44,669,000 | 45,231,000 | 43,974,000 |
| Total capital | 46,944,000 | 47,533,000 | 48,033,000 | 46,753,000 |
| Risk-weighted assets | 262,552,000 | 258,728,000 | 259,803,000 | 273,519,000 |