Call reports 2002
INTEGRITY FIRST BANK, NATIONAL ASSOCIATION — 2002
What INTEGRITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 271,649,000 | 273,534,000 | 275,197,000 | 276,138,000 |
| Total loans | 167,532,000 | 167,272,000 | 165,459,000 | 161,758,000 |
| Allowance for loan losses | 1,183,000 | 1,163,000 | 1,243,000 | 1,126,000 |
| Securities available for sale | 87,547,000 | 83,575,000 | 94,978,000 | 92,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,182,000 | 201,098,000 | 202,658,000 | 204,465,000 |
| Interest-bearing deposits | 190,242,000 | 194,219,000 | 195,415,000 | 194,539,000 |
| Noninterest-bearing deposits | 7,940,000 | 6,879,000 | 7,243,000 | 9,926,000 |
| Equity capital | 37,687,000 | 38,919,000 | 39,783,000 | 40,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,349,000 | 8,627,000 | 12,866,000 | 16,910,000 |
| Interest expense | 1,589,000 | 3,030,000 | 4,420,000 | 5,742,000 |
| Net interest income | 2,760,000 | 5,597,000 | 8,446,000 | 11,168,000 |
| Noninterest income | 583,000 | 1,140,000 | 1,710,000 | 2,289,000 |
| Noninterest expense | 1,681,000 | 3,456,000 | 5,243,000 | 7,084,000 |
| Provision for loan losses | 100,000 | 240,000 | 440,000 | 800,000 |
| Pretax income | 1,562,000 | 3,041,000 | 4,580,000 | 5,680,000 |
| Income tax | 425,000 | 825,000 | 1,255,000 | 1,535,000 |
| Net income | 1,137,000 | 2,216,000 | 3,325,000 | 4,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,454,000 | 37,855,000 | 38,586,000 | 39,022,000 |
| Total capital | 38,637,000 | 39,018,000 | 39,829,000 | 40,148,000 |
| Risk-weighted assets | 165,507,000 | 164,465,000 | 162,759,000 | 158,988,000 |