Call reports 2001
INTEGRITY FIRST BANK, NATIONAL ASSOCIATION — 2001
What INTEGRITY FIRST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 260,926,000 | 265,080,000 | 277,057,000 | 272,996,000 |
| Total loans | 157,102,000 | 158,358,000 | 162,005,000 | 165,750,000 |
| Allowance for loan losses | 1,108,000 | 1,101,000 | 1,166,000 | 1,156,000 |
| Securities available for sale | 82,724,000 | 88,509,000 | 94,889,000 | 90,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,277,000 | 193,303,000 | 204,774,000 | 204,588,000 |
| Interest-bearing deposits | 181,522,000 | 186,007,000 | 188,782,000 | 195,930,000 |
| Noninterest-bearing deposits | 6,755,000 | 7,296,000 | 15,992,000 | 8,658,000 |
| Equity capital | 36,618,000 | 37,059,000 | 38,460,000 | 37,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,693,000 | 9,444,000 | 14,150,000 | 18,840,000 |
| Interest expense | 2,359,000 | 4,621,000 | 6,683,000 | 8,503,000 |
| Net interest income | 2,334,000 | 4,823,000 | 7,467,000 | 10,337,000 |
| Noninterest income | 549,000 | 1,154,000 | 1,667,000 | 2,304,000 |
| Noninterest expense | 1,620,000 | 3,246,000 | 4,855,000 | 6,589,000 |
| Provision for loan losses | 75,000 | 110,000 | 315,000 | 390,000 |
| Pretax income | 1,191,000 | 2,632,000 | 3,975,000 | 5,673,000 |
| Income tax | 260,000 | 610,000 | 950,000 | 1,405,000 |
| Net income | 931,000 | 2,022,000 | 3,025,000 | 4,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,065,000 | 36,536,000 | 37,150,000 | 37,254,000 |
| Total capital | 37,173,000 | 37,637,000 | 38,316,000 | 38,410,000 |
| Risk-weighted assets | 155,606,000 | 157,058,000 | 162,543,000 | 163,877,000 |