Call reports 2008
COLONY BANK OF DODGE COUNTY — 2008
What COLONY BANK OF DODGE COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Total assets | 84,841,000 | 82,310,000 |
| Total loans | 63,244,000 | 63,958,000 |
| Allowance for loan losses | 766,000 | 778,000 |
| Securities available for sale | 15,216,000 | 13,489,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 74,915,000 | 72,594,000 |
| Interest-bearing deposits | 67,945,000 | 65,133,000 |
| Noninterest-bearing deposits | 6,970,000 | 7,461,000 |
| Equity capital | 6,259,000 | 6,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Interest income | 1,453,000 | 2,750,000 |
| Interest expense | 746,000 | 1,392,000 |
| Net interest income | 707,000 | 1,358,000 |
| Noninterest income | 202,000 | 396,000 |
| Noninterest expense | 550,000 | 1,083,000 |
| Provision for loan losses | 45,000 | 90,000 |
| Pretax income | 416,000 | 699,000 |
| Income tax | 131,000 | 214,000 |
| Net income | 285,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 |
|---|---|---|
| Tier 1 capital | 6,192,000 | 6,267,000 |
| Total capital | 6,958,000 | 7,038,000 |
| Risk-weighted assets | 62,483,000 | 61,696,000 |