Call reports 2007
COLONY BANK OF DODGE COUNTY — 2007
What COLONY BANK OF DODGE COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,016,000 | 87,350,000 | 88,004,000 | 88,848,000 |
| Total loans | 59,648,000 | 66,046,000 | 66,687,000 | 62,512,000 |
| Allowance for loan losses | 774,000 | 759,000 | 725,000 | 733,000 |
| Securities available for sale | 17,617,000 | 17,180,000 | 16,889,000 | 16,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,506,000 | 77,018,000 | 78,255,000 | 79,365,000 |
| Interest-bearing deposits | 67,686,000 | 70,173,000 | 71,166,000 | 70,844,000 |
| Noninterest-bearing deposits | 6,820,000 | 6,845,000 | 7,089,000 | 8,521,000 |
| Equity capital | 5,888,000 | 5,909,000 | 6,162,000 | 6,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,522,000 | 3,127,000 | 4,814,000 | 6,421,000 |
| Interest expense | 771,000 | 1,567,000 | 2,430,000 | 3,269,000 |
| Net interest income | 751,000 | 1,560,000 | 2,384,000 | 3,152,000 |
| Noninterest income | 210,000 | 438,000 | 665,000 | 875,000 |
| Noninterest expense | 559,000 | 1,139,000 | 1,717,000 | 2,340,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 374,000 |
| Pretax income | 396,000 | 841,000 | 1,308,000 | 1,307,000 |
| Income tax | 127,000 | 272,000 | 428,000 | 408,000 |
| Net income | 269,000 | 569,000 | 880,000 | 899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,965,000 | 6,078,000 | 6,201,000 | 6,032,000 |
| Total capital | 6,736,000 | 6,837,000 | 6,926,000 | 6,765,000 |
| Risk-weighted assets | 61,693,000 | 67,601,000 | 67,306,000 | 63,820,000 |