Call reports 2006
COLONY BANK OF DODGE COUNTY — 2006
What COLONY BANK OF DODGE COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,556,000 | 78,516,000 | 81,581,000 | 81,057,000 |
| Total loans | 54,041,000 | 58,237,000 | 62,133,000 | 58,724,000 |
| Allowance for loan losses | 904,000 | 914,000 | 924,000 | 829,000 |
| Securities available for sale | 15,456,000 | 15,344,000 | 15,044,000 | 14,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,610,000 | 69,613,000 | 72,396,000 | 72,721,000 |
| Interest-bearing deposits | 62,920,000 | 63,174,000 | 66,436,000 | 66,180,000 |
| Noninterest-bearing deposits | 6,690,000 | 6,439,000 | 5,960,000 | 6,541,000 |
| Equity capital | 5,405,000 | 5,465,000 | 5,681,000 | 5,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,297,000 | 2,688,000 | 4,171,000 | 5,701,000 |
| Interest expense | 559,000 | 1,172,000 | 1,879,000 | 2,657,000 |
| Net interest income | 738,000 | 1,516,000 | 2,292,000 | 3,044,000 |
| Noninterest income | 197,000 | 400,000 | 600,000 | 838,000 |
| Noninterest expense | 525,000 | 1,094,000 | 1,658,000 | 2,219,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 404,000 | 810,000 | 1,216,000 | 1,639,000 |
| Income tax | 140,000 | 274,000 | 397,000 | 517,000 |
| Net income | 264,000 | 536,000 | 819,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,604,000 | 5,773,000 | 5,827,000 | 5,900,000 |
| Total capital | 6,316,000 | 6,539,000 | 6,634,000 | 6,673,000 |
| Risk-weighted assets | 56,786,000 | 61,115,000 | 64,404,000 | 61,821,000 |