Call reports 2005
COLONY BANK OF DODGE COUNTY — 2005
What COLONY BANK OF DODGE COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 71,282,000 | 74,052,000 | 75,751,000 | 77,076,000 |
| Total loans | 54,008,000 | 56,487,000 | 55,625,000 | 54,390,000 |
| Allowance for loan losses | 928,000 | 936,000 | 913,000 | 883,000 |
| Securities available for sale | 11,063,000 | 10,868,000 | 10,244,000 | 13,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,682,000 | 65,340,000 | 66,927,000 | 68,111,000 |
| Interest-bearing deposits | 56,986,000 | 58,710,000 | 59,627,000 | 61,095,000 |
| Noninterest-bearing deposits | 5,696,000 | 6,630,000 | 7,300,000 | 7,016,000 |
| Equity capital | 5,200,000 | 5,380,000 | 5,485,000 | 5,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,128,000 | 3,268,000 | 4,509,000 |
| Interest expense | 384,000 | 812,000 | 1,287,000 | 1,810,000 |
| Net interest income | 651,000 | 1,316,000 | 1,981,000 | 2,699,000 |
| Noninterest income | 176,000 | 351,000 | 526,000 | 709,000 |
| Noninterest expense | 496,000 | 979,000 | 1,464,000 | 1,984,000 |
| Provision for loan losses | 18,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 313,000 | 663,000 | 1,018,000 | 1,399,000 |
| Income tax | 104,000 | 220,000 | 338,000 | 466,000 |
| Net income | 209,000 | 443,000 | 680,000 | 933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,354,000 | 5,463,000 | 5,575,000 | 5,703,000 |
| Total capital | 6,029,000 | 6,174,000 | 6,280,000 | 6,421,000 |
| Risk-weighted assets | 53,766,000 | 56,639,000 | 56,186,000 | 57,287,000 |