Call reports 2004
COLONY BANK OF DODGE COUNTY — 2004
What COLONY BANK OF DODGE COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 69,047,000 | 69,035,000 | 70,810,000 | 71,513,000 |
| Total loans | 51,262,000 | 53,064,000 | 54,052,000 | 54,300,000 |
| Allowance for loan losses | 874,000 | 884,000 | 900,000 | 899,000 |
| Securities available for sale | 11,923,000 | 11,639,000 | 10,242,000 | 11,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,773,000 | 60,890,000 | 62,388,000 | 63,096,000 |
| Interest-bearing deposits | 54,021,000 | 54,334,000 | 56,694,000 | 57,407,000 |
| Noninterest-bearing deposits | 6,752,000 | 6,556,000 | 5,694,000 | 5,689,000 |
| Equity capital | 4,950,000 | 4,906,000 | 5,165,000 | 5,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,910,000 | 2,889,000 | 3,896,000 |
| Interest expense | 327,000 | 651,000 | 1,009,000 | 1,385,000 |
| Net interest income | 624,000 | 1,259,000 | 1,880,000 | 2,511,000 |
| Noninterest income | 147,000 | 305,000 | 415,000 | 464,000 |
| Noninterest expense | 489,000 | 947,000 | 1,410,000 | 1,887,000 |
| Provision for loan losses | 19,000 | 37,000 | 56,000 | 75,000 |
| Pretax income | 263,000 | 580,000 | 859,000 | 1,043,000 |
| Income tax | 78,000 | 181,000 | 266,000 | 319,000 |
| Net income | 185,000 | 399,000 | 593,000 | 724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,850,000 | 4,959,000 | 5,189,000 | 5,270,000 |
| Total capital | 5,495,000 | 5,622,000 | 5,866,000 | 5,946,000 |
| Risk-weighted assets | 51,401,000 | 52,826,000 | 53,972,000 | 53,895,000 |