Call reports 2003
COLONY BANK OF DODGE COUNTY — 2003
What COLONY BANK OF DODGE COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 65,742,000 | 65,841,000 | 66,431,000 | 70,285,000 |
| Total loans | 45,372,000 | 48,221,000 | 49,352,000 | 51,935,000 |
| Allowance for loan losses | 890,000 | 932,000 | 865,000 | 868,000 |
| Securities available for sale | 10,563,000 | 11,422,000 | 11,202,000 | 12,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,954,000 | 57,995,000 | 58,481,000 | 62,116,000 |
| Interest-bearing deposits | 51,375,000 | 52,656,000 | 52,960,000 | 55,612,000 |
| Noninterest-bearing deposits | 6,579,000 | 5,339,000 | 5,521,000 | 6,504,000 |
| Equity capital | 4,475,000 | 4,575,000 | 4,601,000 | 4,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 872,000 | 1,774,000 | 2,687,000 | 3,626,000 |
| Interest expense | 414,000 | 810,000 | 1,160,000 | 1,490,000 |
| Net interest income | 458,000 | 964,000 | 1,527,000 | 2,136,000 |
| Noninterest income | 133,000 | 200,000 | 342,000 | 497,000 |
| Noninterest expense | 432,000 | 883,000 | 1,399,000 | 1,945,000 |
| Provision for loan losses | 38,000 | 75,000 | 88,000 | 88,000 |
| Pretax income | 121,000 | 206,000 | 421,000 | 638,000 |
| Income tax | 24,000 | 37,000 | 95,000 | 150,000 |
| Net income | 97,000 | 169,000 | 325,000 | 488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 4,450,000 | 4,576,000 | 4,714,000 |
| Total capital | 4,983,000 | 5,059,000 | 5,195,000 | 5,367,000 |
| Risk-weighted assets | 46,487,000 | 48,436,000 | 49,309,000 | 52,057,000 |