Call reports 2002
COLONY BANK OF DODGE COUNTY — 2002
What COLONY BANK OF DODGE COUNTY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,128,000 | 59,577,000 | 61,704,000 | 62,836,000 |
| Total loans | 39,871,000 | 41,566,000 | 43,802,000 | 43,236,000 |
| Allowance for loan losses | 496,000 | 645,000 | 771,000 | 858,000 |
| Securities available for sale | 12,207,000 | 10,725,000 | 8,708,000 | 10,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,424,000 | 50,895,000 | 52,942,000 | 54,092,000 |
| Interest-bearing deposits | 44,042,000 | 44,935,000 | 47,345,000 | 48,829,000 |
| Noninterest-bearing deposits | 5,382,000 | 5,960,000 | 5,597,000 | 5,263,000 |
| Equity capital | 4,402,000 | 4,445,000 | 4,474,000 | 4,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 991,000 | 1,960,000 | 2,943,000 | 3,896,000 |
| Interest expense | 501,000 | 942,000 | 1,388,000 | 1,833,000 |
| Net interest income | 490,000 | 1,018,000 | 1,555,000 | 2,063,000 |
| Noninterest income | 120,000 | 174,000 | 279,000 | 399,000 |
| Noninterest expense | 463,000 | 929,000 | 1,409,000 | 1,897,000 |
| Provision for loan losses | 30,000 | 246,000 | 385,000 | 449,000 |
| Pretax income | 117,000 | 87,000 | 159,000 | 235,000 |
| Income tax | 25,000 | -1,000 | 9,000 | 21,000 |
| Net income | 92,000 | 88,000 | 150,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,303,000 | 4,303,000 | 4,365,000 | 4,330,000 |
| Total capital | 4,799,000 | 4,841,000 | 4,924,000 | 4,887,000 |
| Risk-weighted assets | 42,191,000 | 42,910,000 | 44,499,000 | 44,235,000 |