Call reports 2001
COLONY BANK OF DODGE COUNTY — 2001
What COLONY BANK OF DODGE COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,925,000 | 54,927,000 | 55,399,000 | 58,421,000 |
| Total loans | 35,786,000 | 36,507,000 | 38,067,000 | 39,514,000 |
| Allowance for loan losses | 643,000 | 573,000 | 597,000 | 500,000 |
| Securities available for sale | 12,958,000 | 13,255,000 | 12,132,000 | 11,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,301,000 | 47,218,000 | 47,377,000 | 48,522,000 |
| Interest-bearing deposits | 41,779,000 | 42,603,000 | 42,695,000 | 42,224,000 |
| Noninterest-bearing deposits | 5,522,000 | 4,615,000 | 4,682,000 | 6,298,000 |
| Equity capital | 4,189,000 | 4,346,000 | 4,541,000 | 4,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,317,000 | 3,458,000 | 4,541,000 |
| Interest expense | 638,000 | 1,275,000 | 1,897,000 | 2,475,000 |
| Net interest income | 505,000 | 1,042,000 | 1,561,000 | 2,066,000 |
| Noninterest income | 114,000 | 224,000 | 328,000 | 438,000 |
| Noninterest expense | 451,000 | 879,000 | 1,319,000 | 1,788,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 193,000 |
| Pretax income | 138,000 | 327,000 | 450,000 | 551,000 |
| Income tax | 36,000 | 90,000 | 120,000 | 132,000 |
| Net income | 102,000 | 237,000 | 330,000 | 419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,046,000 | 4,181,000 | 4,275,000 | 4,312,000 |
| Total capital | 4,534,000 | 4,683,000 | 4,799,000 | 4,812,000 |
| Risk-weighted assets | 38,860,000 | 40,108,000 | 41,885,000 | 43,626,000 |