Call reports 2015
OLDTOWN BANK — 2015
What OLDTOWN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 110,108,000 | 109,730,000 | 112,971,000 | 111,528,000 |
| Total loans | 65,772,000 | 64,696,000 | 64,661,000 | 65,612,000 |
| Allowance for loan losses | 1,011,000 | 1,040,000 | 1,069,000 | 1,016,000 |
| Securities available for sale | 25,688,000 | 26,976,000 | 27,023,000 | 28,857,000 |
| Securities held to maturity | 6,586,000 | 6,579,000 | 5,617,000 | 4,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,391,000 | 89,221,000 | 92,030,000 | 90,604,000 |
| Interest-bearing deposits | 84,102,000 | 83,658,000 | 84,698,000 | 83,231,000 |
| Noninterest-bearing deposits | 5,289,000 | 5,564,000 | 7,332,000 | 7,373,000 |
| Equity capital | 11,537,000 | 11,323,000 | 11,683,000 | 11,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,197,000 | 3,398,000 | 4,526,000 |
| Interest expense | 196,000 | 398,000 | 606,000 | 810,000 |
| Net interest income | 892,000 | 1,799,000 | 2,792,000 | 3,716,000 |
| Noninterest income | 31,000 | 74,000 | 107,000 | 135,000 |
| Noninterest expense | 730,000 | 1,487,000 | 2,283,000 | 3,211,000 |
| Provision for loan losses | 145,000 | 170,000 | 170,000 | 120,000 |
| Pretax income | 43,000 | 282,000 | 579,000 | 655,000 |
| Income tax | 18,000 | 111,000 | 238,000 | 317,000 |
| Net income | 25,000 | 171,000 | 341,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,403,000 | 10,655,000 | 10,827,000 | 10,891,000 |
| Total capital | 11,298,000 | 11,558,000 | 11,726,000 | 11,814,000 |
| Risk-weighted assets | 71,629,000 | 71,927,000 | 71,366,000 | 73,368,000 |