Call reports 2014
OLDTOWN BANK — 2014
What OLDTOWN BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 105,876,000 | 106,474,000 | 111,021,000 | 110,771,000 |
| Total loans | 57,277,000 | 58,767,000 | 63,172,000 | 65,124,000 |
| Allowance for loan losses | 1,407,000 | 1,477,000 | 1,247,000 | 1,108,000 |
| Securities available for sale | 29,471,000 | 29,577,000 | 30,020,000 | 26,585,000 |
| Securities held to maturity | 6,615,000 | 6,608,000 | 6,602,000 | 6,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,257,000 | 89,374,000 | 91,664,000 | 90,243,000 |
| Interest-bearing deposits | 82,800,000 | 83,882,000 | 86,347,000 | 84,537,000 |
| Noninterest-bearing deposits | 4,457,000 | 5,492,000 | 5,316,000 | 5,706,000 |
| Equity capital | 9,424,000 | 9,920,000 | 10,155,000 | 11,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,088,000 | 3,187,000 | 4,308,000 |
| Interest expense | 177,000 | 367,000 | 563,000 | 761,000 |
| Net interest income | 847,000 | 1,721,000 | 2,624,000 | 3,547,000 |
| Noninterest income | 49,000 | 86,000 | 84,000 | 78,000 |
| Noninterest expense | 667,000 | 1,367,000 | 2,042,000 | 2,760,000 |
| Provision for loan losses | 20,000 | 90,000 | 100,000 | 100,000 |
| Pretax income | 219,000 | 376,000 | 593,000 | 788,000 |
| Income tax | 0 | 0 | 0 | -945,000 |
| Net income | 219,000 | 376,000 | 593,000 | 1,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,386,000 | 9,555,000 | 9,784,000 | 10,235,000 |
| Total capital | 10,241,000 | 10,399,000 | 10,656,000 | 11,115,000 |
| Risk-weighted assets | 67,817,000 | 66,851,000 | 69,384,000 | 70,196,000 |