Call reports 2013
OLDTOWN BANK — 2013
What OLDTOWN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 92,386,000 | 97,045,000 | 95,930,000 | 102,335,000 |
| Total loans | 50,856,000 | 53,091,000 | 52,541,000 | 55,483,000 |
| Allowance for loan losses | 1,532,000 | 1,535,000 | 1,575,000 | 1,366,000 |
| Securities available for sale | 30,632,000 | 28,715,000 | 30,633,000 | 34,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,185,000 | 81,504,000 | 82,890,000 | 84,409,000 |
| Interest-bearing deposits | 73,575,000 | 78,916,000 | 80,207,000 | 81,179,000 |
| Noninterest-bearing deposits | 2,611,000 | 2,588,000 | 2,682,000 | 3,230,000 |
| Equity capital | 9,866,000 | 9,232,000 | 8,878,000 | 8,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,878,000 | 2,797,000 | 3,775,000 |
| Interest expense | 211,000 | 420,000 | 624,000 | 822,000 |
| Net interest income | 709,000 | 1,458,000 | 2,173,000 | 2,953,000 |
| Noninterest income | 37,000 | 77,000 | 219,000 | 156,000 |
| Noninterest expense | 603,000 | 1,195,000 | 1,802,000 | 2,467,000 |
| Provision for loan losses | 52,000 | 175,000 | 212,000 | 243,000 |
| Pretax income | 91,000 | 205,000 | 418,000 | 439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 205,000 | 418,000 | 439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,766,000 | 8,892,000 | 9,119,000 | 9,154,000 |
| Total capital | 9,492,000 | 9,655,000 | 9,885,000 | 9,980,000 |
| Risk-weighted assets | 57,296,000 | 60,264,000 | 60,479,000 | 65,809,000 |