Call reports 2012
OLDTOWN BANK — 2012
What OLDTOWN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 83,692,000 | 87,016,000 | 89,046,000 | 91,451,000 |
| Total loans | 50,509,000 | 52,309,000 | 53,831,000 | 53,120,000 |
| Allowance for loan losses | 1,481,000 | 1,516,000 | 1,416,000 | 1,530,000 |
| Securities available for sale | 24,750,000 | 26,312,000 | 26,711,000 | 29,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,882,000 | 70,903,000 | 72,630,000 | 75,430,000 |
| Interest-bearing deposits | 66,178,000 | 68,831,000 | 70,155,000 | 73,198,000 |
| Noninterest-bearing deposits | 1,704,000 | 2,072,000 | 2,475,000 | 2,232,000 |
| Equity capital | 9,442,000 | 9,772,000 | 10,058,000 | 9,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 880,000 | 1,900,000 | 2,890,000 | 3,885,000 |
| Interest expense | 237,000 | 466,000 | 689,000 | 910,000 |
| Net interest income | 643,000 | 1,434,000 | 2,201,000 | 2,975,000 |
| Noninterest income | 25,000 | 51,000 | -18,000 | -96,000 |
| Noninterest expense | 541,000 | 1,188,000 | 1,608,000 | 2,131,000 |
| Provision for loan losses | 113,000 | 138,000 | 238,000 | 753,000 |
| Pretax income | 248,000 | 393,000 | 571,000 | 229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 393,000 | 571,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,686,000 | 8,832,000 | 9,009,000 | 8,667,000 |
| Total capital | 9,362,000 | 9,554,000 | 9,708,000 | 9,373,000 |
| Risk-weighted assets | 53,296,000 | 56,999,000 | 56,612,000 | 55,643,000 |