Call reports 2011
OLDTOWN BANK — 2011
What OLDTOWN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,245,000 | 87,870,000 | 89,349,000 | 86,618,000 |
| Total loans | 43,137,000 | 44,143,000 | 44,471,000 | 44,532,000 |
| Allowance for loan losses | 1,250,000 | 1,486,000 | 1,426,000 | 1,443,000 |
| Securities available for sale | 31,021,000 | 30,773,000 | 32,082,000 | 32,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,008,000 | 67,511,000 | 69,454,000 | 69,042,000 |
| Interest-bearing deposits | 69,568,000 | 66,031,000 | 67,619,000 | 67,454,000 |
| Noninterest-bearing deposits | 1,440,000 | 1,480,000 | 1,835,000 | 1,588,000 |
| Equity capital | 8,871,000 | 8,977,000 | 9,532,000 | 9,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 896,000 | 1,810,000 | 2,745,000 | 3,640,000 |
| Interest expense | 289,000 | 560,000 | 828,000 | 1,087,000 |
| Net interest income | 607,000 | 1,250,000 | 1,917,000 | 2,553,000 |
| Noninterest income | 29,000 | 46,000 | 68,000 | 92,000 |
| Noninterest expense | 551,000 | 1,118,000 | 1,682,000 | 2,232,000 |
| Provision for loan losses | 212,000 | 816,000 | 1,028,000 | 1,108,000 |
| Pretax income | -127,000 | -638,000 | -627,000 | -597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -127,000 | -638,000 | -627,000 | -597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,908,000 | 8,397,000 | 8,406,000 | 8,438,000 |
| Total capital | 9,552,000 | 9,035,000 | 9,068,000 | 9,071,000 |
| Risk-weighted assets | 51,535,000 | 51,028,000 | 52,203,000 | 50,641,000 |