Call reports 2010
OLDTOWN BANK — 2010
What OLDTOWN BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 69,734,000 | 76,151,000 | 76,990,000 | 83,482,000 |
| Total loans | 37,535,000 | 40,699,000 | 41,406,000 | 43,522,000 |
| Allowance for loan losses | 511,000 | 904,000 | 1,106,000 | 1,041,000 |
| Securities available for sale | 13,254,000 | 18,641,000 | 24,962,000 | 28,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,807,000 | 57,372,000 | 58,873,000 | 66,337,000 |
| Interest-bearing deposits | 49,584,000 | 55,922,000 | 57,648,000 | 65,132,000 |
| Noninterest-bearing deposits | 1,223,000 | 1,450,000 | 1,225,000 | 1,205,000 |
| Equity capital | 10,643,000 | 10,474,000 | 9,792,000 | 8,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 683,000 | 1,429,000 | 2,228,000 | 3,063,000 |
| Interest expense | 195,000 | 435,000 | 700,000 | 982,000 |
| Net interest income | 488,000 | 994,000 | 1,528,000 | 2,081,000 |
| Noninterest income | 22,000 | 63,000 | 98,000 | 36,000 |
| Noninterest expense | 506,000 | 1,059,000 | 1,609,000 | 2,159,000 |
| Provision for loan losses | 69,000 | 463,000 | 1,284,000 | 1,589,000 |
| Pretax income | 9,000 | -391,000 | -1,193,000 | -1,557,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | -391,000 | -1,193,000 | -1,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,600,000 | 10,200,000 | 9,398,000 | 9,035,000 |
| Total capital | 11,111,000 | 10,820,000 | 10,032,000 | 9,700,000 |
| Risk-weighted assets | 46,886,000 | 49,321,000 | 50,229,000 | 52,826,000 |