Call reports 2009
OLDTOWN BANK — 2009
What OLDTOWN BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,497,000 | 46,657,000 | 52,956,000 | 58,921,000 |
| Total loans | 25,392,000 | 26,295,000 | 29,397,000 | 34,572,000 |
| Allowance for loan losses | 310,000 | 361,000 | 388,000 | 439,000 |
| Securities available for sale | 14,631,000 | 14,144,000 | 17,610,000 | 16,398,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,546,000 | 27,561,000 | 32,263,000 | 36,537,000 |
| Interest-bearing deposits | 21,719,000 | 26,595,000 | 31,083,000 | 35,351,000 |
| Noninterest-bearing deposits | 827,000 | 966,000 | 1,180,000 | 1,186,000 |
| Equity capital | 10,970,000 | 10,588,000 | 10,995,000 | 10,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,022,000 | 1,536,000 | 2,196,000 |
| Interest expense | 163,000 | 326,000 | 493,000 | 668,000 |
| Net interest income | 333,000 | 696,000 | 1,043,000 | 1,528,000 |
| Noninterest income | 12,000 | 29,000 | 71,000 | 84,000 |
| Noninterest expense | 452,000 | 874,000 | 1,364,000 | 1,991,000 |
| Provision for loan losses | 111,000 | 166,000 | 222,000 | 347,000 |
| Pretax income | 16,000 | -47,000 | -204,000 | -458,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | -47,000 | -204,000 | -458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,064,000 | 11,001,000 | 10,845,000 | 10,590,000 |
| Total capital | 11,374,000 | 11,362,000 | 11,233,000 | 11,029,000 |
| Risk-weighted assets | 27,546,000 | 29,676,000 | 35,301,000 | 41,393,000 |