Call reports 2026
WALDO STATE BANK — 2026
What WALDO STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 153,406,000 | 154,207,000 |
| Total loans | 117,261,000 | 118,243,000 |
| Allowance for loan losses | 899,000 | 954,000 |
| Securities available for sale | 18,554,000 | 20,004,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 126,964,000 | 127,390,000 |
| Interest-bearing deposits | 113,691,000 | 114,691,000 |
| Noninterest-bearing deposits | 13,273,000 | 12,699,000 |
| Equity capital | 14,795,000 | 15,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,157,000 | 4,341,000 |
| Interest expense | 913,000 | 1,821,000 |
| Net interest income | 1,244,000 | 2,520,000 |
| Noninterest income | 155,000 | 392,000 |
| Noninterest expense | 1,048,000 | 2,182,000 |
| Provision for loan losses | 53,000 | 107,000 |
| Pretax income | 306,000 | 640,000 |
| Income tax | 55,000 | 117,000 |
| Net income | 251,000 | 523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,655,000 | 15,927,000 |