Call report 2025Q4
WALDO STATE BANK — 2025Q4
The 22 measures WALDO STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,376,000 | USD | evidence → |
| Total loans | 117,237,000 | USD | evidence → |
| Allowance for loan losses | 844,000 | USD | evidence → |
| Securities available for sale | 19,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,047,000 | USD | evidence → |
| Interest-bearing deposits | 119,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,630,000 | USD | evidence → |
| Equity capital | 14,683,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,831,000 | USD | evidence → |
| Interest expense | 3,975,000 | USD | evidence → |
| Net interest income | 4,856,000 | USD | evidence → |
| Noninterest income | 449,000 | USD | evidence → |
| Noninterest expense | 3,865,000 | USD | evidence → |
| Provision for loan losses | 131,000 | USD | evidence → |
| Pretax income | 1,279,000 | USD | evidence → |
| Income tax | 249,000 | USD | evidence → |
| Net income | 1,030,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,404,000 | USD | evidence → |