Call report 2004Q4
WALDO STATE BANK — 2004Q4
The 22 measures WALDO STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,825,000 | USD | evidence → |
| Total loans | 19,242,000 | USD | evidence → |
| Allowance for loan losses | 235,000 | USD | evidence → |
| Securities available for sale | 4,266,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,183,000 | USD | evidence → |
| Interest-bearing deposits | 18,972,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,211,000 | USD | evidence → |
| Equity capital | 4,537,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,481,000 | USD | evidence → |
| Interest expense | 401,000 | USD | evidence → |
| Net interest income | 1,080,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 693,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | 420,000 | USD | evidence → |
| Income tax | 162,000 | USD | evidence → |
| Net income | 258,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,561,000 | USD | evidence → |
| Total capital | 4,793,000 | USD | evidence → |
| Risk-weighted assets | 18,528,000 | USD | evidence → |