Call reports 2009
UNITED SECURITY BANK — 2009
What UNITED SECURITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 159,049,000 | 154,874,000 | 153,639,000 |
| Total loans | 113,753,000 | 111,871,000 | 109,354,000 |
| Allowance for loan losses | 1,227,000 | 2,395,000 | 2,287,000 |
| Securities available for sale | 11,031,000 | 21,381,000 | 21,318,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 148,920,000 | 147,474,000 | 149,616,000 |
| Interest-bearing deposits | 138,941,000 | 138,303,000 | 140,789,000 |
| Noninterest-bearing deposits | 9,980,000 | 9,171,000 | 8,827,000 |
| Equity capital | 8,158,000 | 5,368,000 | 1,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 1,816,000 | 3,585,000 | 5,575,000 |
| Interest expense | 1,290,000 | 2,535,000 | 3,662,000 |
| Net interest income | 526,000 | 1,050,000 | 1,913,000 |
| Noninterest income | 138,000 | 33,000 | 314,000 |
| Noninterest expense | 1,256,000 | 2,397,000 | 5,445,000 |
| Provision for loan losses | 200,000 | 2,028,000 | 3,789,000 |
| Pretax income | -792,000 | -3,342,000 | -7,007,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -792,000 | -3,342,000 | -7,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 8,625,000 | 6,076,000 | 2,410,000 |
| Total capital | 9,852,000 | 7,514,000 | 3,806,000 |
| Risk-weighted assets | 120,357,000 | 114,079,000 | 110,806,000 |